We work with housing developers to provide affordable housing on new housing developments. These homes are for sale to local eligible households at a lower price than their open market value.
The buyer owns the home outright. No other party retains a share of the equity. The initial price and each resale is subject to the same percentage discount.
The Eden area provides discounted sale properties. The South Lakeland area provides low cost properties. Both are in our affordable housing scheme.
Eligibility
Affordable homes are for sale to eligible households for the discounted price. The three main eligibility criteria are below.
Affordable housing need
The applying household must show, in financial terms, that they need the discount in order to afford the property. To decide this, we look at a household’s circumstances, income, savings, wages and potential mortgage.
Have a local connection to a particular parish or neighbouring parish
The local connection criteria will vary depending on the location of the property. For a full explanation of local connection we would need to refer to a legal document called a Section 106 Agreement. Each affordable home has its own agreement.
Only property of the purchaser
The property must be the only home of the purchaser. It cannot be used as a 'buy to let', second home, holiday let or Airbnb.
If you currently own the property you live in, you are not excluded from the scheme and can join the waiting list. However, you must show evidence to us that you have sold your property (subject to contract) before applying.
Register to join the waiting list
You must be on the waiting list before you can buy a property in one of the schemes.
Apply to join the waiting list
We will send you confirmation of your acceptance onto the waiting list within 10 working days of receiving the registration form.
The waiting list sends out alerts when new properties are available.
Discounted Sale/Low Cost properties available to buy
Discounted Sale properties are affordable homes in the Eden area. Low Cost properties are affordable homes in the South Lakes area.
Eden area
Find available properties in the Eden area
South Lakeland area
Contact us for a list of available properties in South Lakeland
Price caps
Eden
Price cap from 1 January 2026
From 1 January 2026, the Discounted Sale Price Cap will be £180,482 (60% of the average (mean) property price for the Eden area).
South Lakeland
Price cap from 1 January 2026
| Property type (minimum size) | Affordable housing capped price (from 1 January 2026) |
|---|---|
| 1 bed flats (50 square meters) | £89,431 |
| 2 bed flats (61 square meters) | £102,208 |
| 1 bed houses/bungalows (58 square meters) | £108,596 |
| 2 bed houses/bungalows (70 square meters) | £121,372 |
| 3 bed houses (84 square meters) | £140,536 |
| 4 bed houses (97 square meters) | £159,699 |
Arrange a viewing or apply to buy
For further details or to arrange a viewing please contact the developer or the vendor, if it is a re-sale property.
To apply to buy a property, please contact our Affordable Housing Team.
Contact us
Email: affordable.housing@westmorlandandfurness.gov.uk
Telephone: 0300 373 3300
Address:
Affordable Housing Team
Voreda House
Portland Place
Penrith
Cumbria
CA11 7BF