Financial support
If you care for a child who cannot live with their parents, you may be able to get financial help.
The support you can get depends on:
- your family situation
- the child's needs
- the legal arrangement for the child
- your income and savings
Most financial support is assessed and reviewed regularly. It is not given automatically.
On this page:
- Financial support for Special Guardianship Orders
- Adoption and Special Guardianship Support Fund
- Financial support for Child Arrangements Orders
- Financial support for informal kinship care
- Financial support for private fostering
- Financial support for approved kinship foster carers
- Other financial help you may get
- How to ask for financial support
- Help with energy bills
- Free will writing service
- Help to stay in work
- Health and wellbeing support
If you have a Special Guardianship Order
A Special Guardianship Order (SGO) gives you legal responsibility for a child.
You can ask us to assess whether you can get financial support. In some cases, we must complete an assessment. In other cases, we decide whether an assessment is needed.
You may get financial support if:
- the support helps you care for the child
- the child has extra needs because of illness, disability, emotional needs or past experiences
- you need help with legal costs linked to the Special Guardianship Order
- you need help with things the child needs, such as furniture, equipment, clothes or changes to your home
Financial support can include:
- a regular allowance
- help with setting up a home for the child
- one-off payments for items the child needs
- payments to meet special needs linked to the child's health or disability
You may also be able to get:
- Child Benefit
- Universal Credit
- child maintenance from the child's parents
- therapeutic support through the Adoption and Special Guardianship Support Fund, if eligible
Adoption and Special Guardianship Support Fund
The ASGSF provides funding for therapeutic support for children and young people.
This includes children and young people:
- who are adopted
- living under a Special Guardianship Order
- living under a Child Arrangements Order
- who used to be in our care
Support may include:
- therapeutic parenting support
- individual or family therapy
- specialist assessments
Eligibility for the ASGSF
The funding is available up to the age of 21. This means that therapy should start before you reach 22 years old.
If you’ve ever had an Education, Health and Care Plan (EHCP), you can access the funding up to the age of 25. This means that therapy should begin before you reach 26 years old.
How to apply
Request an assessment of support needs by contacting us.
Kinship Team
Email: sgosupport@cumbria.gov.uk
We will:
- carry out an assessment of your support needs
- apply to the fund for you, if suitable
Find out more about the fund on GOV.UK
If you have a Child Arrangements Order
A Child Arrangements Order (CAO) says who a child lives with.
You can ask for a financial assessment.
You may get:
- a Child Arrangements Order allowance
- financial help if the child is assessed as a child in need under Section 17 of the Children Act
Any support is based on your circumstances and the child's needs. It is usually reviewed each year.
If you care for a child without a court order
This is sometimes called informal kinship care.
There is no automatic allowance.
You may still be able to get:
- Section 17 financial support
- one-off payments for important items or urgent needs
- Child Benefit
- Universal Credit
- child maintenance from the child's parents
GOV.UK: Contact the Child Maintenance Service
If you are a private foster carer
Private fostering is when a child under 16 lives with someone who is not a close relative for 28 days or more.
Parents are usually responsible for making financial arrangements with the private foster carer.
In exceptional situations, we may provide short-term financial help if there is financial hardship.
You may also be able to claim benefits, depending on your circumstances.
If you are an approved kinship foster carer
If you are approved as a foster carer, you will receive:
- a weekly fostering allowance
- extra payments if the child has additional needs
Other financial help
You may also be able to get:
- Universal Credit
- Child Benefit
- Guardian's Allowance
- child maintenance
- grants from charities and other organisations
How to ask for financial support
Contact us and ask for a financial assessment:
Email:
SGOsupport@cumbria.gov.uk
We will look at your situation and the child's needs. If support is agreed, we will tell you what help is available and how long it will last.
Help with energy bills
You may be able to get grants or benefits to help with energy costs. Find out more from Citizens Advice
Free will writing service
Westmorland and Furness kinship carers can use a free will writing service through the Taylor Lucas Partnership.
Help to stay in work
Looking after a child can affect your job and working hours.
You can get advice about:
- time off work
- parental leave
- your rights at work as a kinship carer
Kinship: Time off work for kinship carers
Looking after your health and wellbeing
Caring for a child can be rewarding, but it can also be stressful. Here are some resources.
Qwell
Qwell offers free online mental health support for adults in Westmorland and Furness.
You can:
- chat with trained professionals
- join online community support
- use self-help tools and resources
The service is free and available online.
Health and Wellbeing Service
Our Health and Wellbeing Team can help you improve your physical and mental wellbeing.
NHS England
NHS England have a short collection of videos designed to provide you with simple tools and techniques to reduce stress wherever you are.
NHS England: Guided meditation
NHS England: Mindfulness and relaxation resources (PDF, 1MB)
Mind
Mind: Mental health information, advice and local services
Samaritans
A listening service if you're struggling with your mental health.
Telephone: 116 123